Algo version: 0.98b
University Bancorp, Inc. is listed at the OTC Exchange
University Bancorp, Inc. [UNIB]
OTC Sector: Financial Services Industry:Banks—Regional

Is University Bancorp, Inc. stock a buy?

What Is The Conclusion?

Right now our advanced algorithms say:

Do the analyst corps agree?

Interesting Questions and Easy Answers!

Yes, University Bancorp, Inc. pays dividends. Last time was Wednesday 15th of June 2022 where the investors holding the stock on Friday 27th of May 2022 were paid $0.45 per share. Over the last 6 times between 2016 and 2022, University Bancorp, Inc. has paid $1.082 with an average of $0.18 per share.

Sorry, we do not have any analyst data for this ticker

We cannot find data for University Bancorp, Inc. 10 years ago, but if you had invested on Monday 9th of September 2019 when the price was $8.29, you would have made a profit of $7.31 per share or 88.18%

No, the average daily trading liquidity for University Bancorp, Inc. is $962 thousand. Trading in stocks with this little trading liquidity is very dangerous, and you can get into a situation where it will be hard to trade your stocks. In addition, these types of stocks usually have very high volatility.

University Bancorp, Inc. has a normal ratio of the business financed by loans. This puts the company at some risk in periods of high inflation where borrowing costs usually go up. University Bancorp, Inc. has a good net profit margin of 5.01% and should have high tolerances against inflation.

We have calculated the inflation risk for University Bancorp, Inc. to be medium [0.55 of 1]

US inflation for July 2024 was 0.15%. Over the last 12 months, the US inflation is 2.92%. The 10-year treasury yield that indicates the future interest level is currently 3.72 and is down -0.95 over the last 30 days.