Algo version: 0.98b
Southern Michigan is listed at the OTC Exchange
Southern Michigan [SOMC]
OTC Sector: Financial Services Industry:Banks—Regional

Is Southern Michigan stock a buy?

What Is The Conclusion?

Right now our advanced algorithms say:

Do the analyst corps agree?

Interesting Questions and Easy Answers!

Yes, Southern Michigan pays dividends. Last time was Friday 19th of July 2024 where the investors holding the stock on Monday 8th of July 2024 were paid $0.15 per share. Over the last 95 times between 2000 and 2024, Southern Michigan has paid $14.79 with an average of $0.16 per share.

Sorry, we do not have any analyst data for this ticker

We cannot find data for Southern Michigan 10 years ago, but if you had invested on Monday 9th of September 2019 when the price was $18.88, you would have made a loss of $-1.720 per share or -9.11%

No, the average daily trading liquidity for Southern Michigan is $1 437 thousand. Trading in stocks with this little trading liquidity is very dangerous, and you can get into a situation where it will be hard to trade your stocks. In addition, these types of stocks usually have very high volatility.

Southern Michigan has a normal ratio of the business financed by loans. This puts the company at some risk in periods of high inflation where borrowing costs usually go up. Southern Michigan has a good net profit margin of 13.62% and should have high tolerances against inflation.

We have calculated the inflation risk for Southern Michigan to be medium [0.55 of 1]

US inflation for July 2024 was 0.15%. Over the last 12 months, the US inflation is 2.92%. The 10-year treasury yield that indicates the future interest level is currently 3.72 and is down -0.95 over the last 30 days.