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Citizens Bancorp is listed at the OTC Exchange
Citizens Bancorp [CZBC]
OTC Sector: Financial Services Industry:Banks—Regional

Is Citizens Bancorp stock a buy?

What Is The Conclusion?

Right now our advanced algorithms say:

Do the analyst corps agree?

Interesting Questions and Easy Answers!

Yes, Citizens Bancorp pays dividends. Last time was Friday 12th of January 2024 where the investors holding the stock on Monday 11th of December 2023 were paid $0.35 per share. Over the last 18 times between 2008 and 2023, Citizens Bancorp has paid $7.405 with an average of $0.41 per share.

Sorry, we do not have any analyst data for this ticker

We cannot find data for Citizens Bancorp 10 years ago, but if you had invested on Monday 21st of October 2019 when the price was $18.50, you would have made a loss of $-8.01 per share or -43.30%

No, the average daily trading liquidity for Citizens Bancorp is $1 578 thousand. Trading in stocks with this little trading liquidity is very dangerous, and you can get into a situation where it will be hard to trade your stocks. In addition, these types of stocks usually have very high volatility.

Citizens Bancorp has a normal ratio of the business financed by loans. This puts the company at some risk in periods of high inflation where borrowing costs usually go up. With a low cash flow to debt ratio of 0.01, the company's ability to pay off the debt is limited. Citizens Bancorp has a good net profit margin of 11.01% and should have high tolerances against inflation.

We have calculated the inflation risk for Citizens Bancorp to be medium [0.55 of 1]

US inflation for August 2024 was 0.19%. Over the last 12 months, the US inflation is 2.59%. The 10-year treasury yield that indicates the future interest level is currently 4.09 and is down -0.37 over the last 30 days.