Algo version: 0.98b
Ballston Spa Bancorp, is listed at the OTC Exchange
Ballston Spa Bancorp, [BSPA]
OTC Sector: Financial Services Industry:Banks—Regional

Is Ballston Spa Bancorp, stock a buy?

What Is The Conclusion?

Right now our advanced algorithms say:

Do the analyst corps agree?

Interesting Questions and Easy Answers!

Yes, Ballston Spa Bancorp, pays dividends. Last time was Tuesday 1st of October 2024 where the investors holding the stock on Tuesday 3rd of September 2024 were paid $0.33 per share. Over the last 94 times between 2000 and 2024, Ballston Spa Bancorp, has paid $27.04 with an average of $0.29 per share.

Sorry, we do not have any analyst data for this ticker

We cannot find data for Ballston Spa Bancorp, 10 years ago, but if you had invested on Monday 9th of September 2019 when the price was $53.10, you would have made a profit of $0.400 per share or 0.75%

No, the average daily trading liquidity for Ballston Spa Bancorp, is $29 thousand. Trading in stocks with this little trading liquidity is very dangerous, and you can get into a situation where it will be hard to trade your stocks. In addition, these types of stocks usually have very high volatility.

Ballston Spa Bancorp, has little of the business financed by loans. This puts the company at lower risk in periods of high inflation where borrowing costs usually go up. Ballston Spa Bancorp, has a good net profit margin of 11.69% and should have high tolerances against inflation.

We have calculated the inflation risk for Ballston Spa Bancorp, to be low [0.4 of 1]

US inflation for July 2024 was 0.15%. Over the last 12 months, the US inflation is 2.92%. The 10-year treasury yield that indicates the future interest level is currently 3.72 and is down -0.95 over the last 30 days.