Single answer
Is Avidia Bancorp Inc (AVBC) a buy or sell?
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Decision snapshot
Everything you need to act fast, in one glance.
What is the conclusion?
Right now our advanced algorithms say:
Do analysts agree?
We compare consensus targets with today's price.
No analyst target data available for this ticker.
Company snapshot
A quick overview of the business and its public profile.
Avidia Bancorp Inc operates as the bank holding company for Avidia Bank that provides various financial services to individual and corporate customers It provides savings and checking certificate of deposit individual retirement money market demand deposit and interestbearing and noninterestbearing checking accounts The company also offers commercial and industrial loans oneto fourfamily residential mortgage loans home equity loans and second mortgage loans multifamily mortgage loans commercial real estate loans construction and land loans and consumer loans as well as land development business term and auto loans In addition it provides payments processing services invests in securities primarily of US Treasury securities US Government agency securities and municipal securities The company was founded in 1869 and is headquartered in Hudson Massachusetts
Website: https://www.avidiabank.com
Rates and inflation backdrop
US inflation for December 2025 was 0.31%. Over the last 12 months, inflation is 3.03%. The 10-year yield is 4.16 and is up 0.120 over the last 30 days.
Inflation sensitivity
Debt ratio: 0.10. Cash flow to debt ratio: 0.14. Net profit margin: -2.23%. Inflation risk score: medium (0.60/1).
Dividend history check
We cannot find any recorded dividends paid in our systems.
Trading liquidity
Yes, the average daily trading liquidity for Avidia Bancorp Inc is $1.5M. You should therefore be able to get in and out of your positions relatively fast.
10-year return check
We cannot find data for Avidia Bancorp Inc 10 years ago, but if you had invested on 2025-08-28 when the price was $15.56, you would have made a profit of $3.39 per share or 21.79%.
Why this answer
We combine price momentum, volatility, and trend signals to simplify the decision to one word.
Signal engine scans price, trend, and momentum indicators.
Targets and sentiment are checked against the live quote.
We keep the output simple: buy, sell, or hold.
Analyst consensus
How Wall Street targets compare to today's price.
No analyst target data available for this ticker.