Single answer
Is Ally Financial Inc (ALLY) a buy or sell?
4starter turns market data into one clear verdict you can act on.
Create a free account to save tickers and track your signals.
Log in to turn on watchlist alerts.
Decision snapshot
Everything you need to act fast, in one glance.
What is the conclusion?
Right now our advanced algorithms say:
Do analysts agree?
We compare consensus targets with today's price.
Consensus target for Ally Financial Inc is $51.40, which is $14.02 (37.51%) above the current price today's price.
Low target: $42.00 | High target: $57.00
Latest analyst updates
Recent rating and price target changes for this stock.
Company snapshot
A quick overview of the business and its public profile.
Ally Financial Inc a digital financialservices company provides various digital financial products and services to consumer commercial and corporate customers primarily in the United States and Canada It operates through four segments Automotive Finance Operations Insurance Operations Mortgage Finance Operations and Corporate Finance Operations The Automotive Finance Operations segment offers automotive financing services including providing retail installment sales contracts loans and operating leases term loans to dealers financing dealer floorplans and other lines of credit to dealers warehouse lines to automotive retailers and fleet financing It also provides financing services to companies and municipalities for the purchase or lease of vehicles and vehicleremarketing services The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel and commercial insurance products directly to dealers This segment provides vehicle service and maintenance contract and guaranteed asset protection products and underwrites commercial insurance coverages which primarily insure dealers vehicle inventory The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and lowtomoderate income mortgage loans originated by third parties as well as directtoconsumer mortgage offerings The Corporate Finance Operations segment provides senior secured leveraged cash flow and assetbased loans to middle market companies leveraged loans and commercial real estate product to serve companies in the healthcare industry The company also offers commercial banking products and services In addition it provides securities brokerage and investment advisory services The company was formerly known as GMAC Inc and changed its name to Ally Financial Inc in May 2010 Ally Financial Inc was founded in 1919 and is based in Detroit Michigan
Website: https://www.ally.com
Rates and inflation backdrop
US inflation for January 2026 was 0.17%. Over the last 12 months, inflation is 2.83%. The 10-year yield is 4.15 and is up 0.0100 over the last 30 days.
Inflation sensitivity
Debt ratio: 0.11. Cash flow to debt ratio: 0.17. Net profit margin: 5.61%. Inflation risk score: low (0.40/1).
Dividend history check
Yes, Ally Financial Inc pays dividends. Last payment was 2026-02-17 for holders on 2026-02-02. Over 40 payments between 2016 and 2026, total $8.84 with an average of $0.221 per share. Last dividend was $0.300.
Trading liquidity
Yes, the average daily trading liquidity for Ally Financial Inc is $144.5M. You should therefore be able to get in and out of your positions relatively fast.
10-year return check
On Ally Financial Inc, 2016-03-10 had a stock price of $18.00. If you invested back then, your return now would be a profit of $20.44 per share or 113.56%.
Why this answer
We combine price momentum, volatility, and trend signals to simplify the decision to one word.
Signal engine scans price, trend, and momentum indicators.
Targets and sentiment are checked against the live quote.
We keep the output simple: buy, sell, or hold.
Analyst consensus
How Wall Street targets compare to today's price.