Single answer
Is Axos Financial Inc (AX) a buy or sell?
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Decision snapshot
Everything you need to act fast, in one glance.
What is the conclusion?
Right now our advanced algorithms say:
Do analysts agree?
We compare consensus targets with today's price.
Consensus target for Axos Financial Inc is $111.00, which is $16.29 (17.20%) above the current price today's price.
Low target: $110.00 | High target: $112.00
Latest analyst updates
Recent rating and price target changes for this stock.
Company snapshot
A quick overview of the business and its public profile.
Axos Financial Inc together with its subsidiaries provides consumer and business banking products in the United States It operates through Banking Business and Securities Business segments The company offers deposits products including consumer and business checking demand savings time deposit money market zero balance and insured cash sweep accounts It also provides single family multifamily and commercial mortgage loans commercial real estate secured loans commercial and industrial nonreal estate assetbacked lines of credit and term loans automobile loans fixed rate term unsecured loans and other loans such as structure settlements small business administration consumer loans and securitiesbacked loans In addition the company offers ACH origination wire transfer commercial check printing business bill pay and account transfer remote deposit capture mobile deposit lockbox merchant and online payment portal concierge banking mobile and text messaging banking and payment services as well as debit and credit cards and digital wallets Further it provides disclosed clearing services backoffice services such as record keeping trade reporting accounting general backoffice support securities and margin lending reorganization assistance and custody of securities and financing to brokerage customers The company was formerly known as BofI Holding Inc and changed its name to Axos Financial Inc in September 2018 Axos Financial Inc was incorporated in 1999 and is based in Las Vegas Nevada
Website: https://axosfinancial.com
Rates and inflation backdrop
US inflation for December 2025 was 0.31%. Over the last 12 months, inflation is 3.03%. The 10-year yield is 4.22 and is up 0.170 over the last 30 days.
Inflation sensitivity
Debt ratio: 0.04. Cash flow to debt ratio: 0.43. Net profit margin: 22.85%. Inflation risk score: low (0.15/1).
Dividend history check
We cannot find any recorded dividends paid in our systems.
Trading liquidity
Yes, the average daily trading liquidity for Axos Financial Inc is $30.7M. You should therefore be able to get in and out of your positions relatively fast.
10-year return check
On Axos Financial Inc, 2016-02-11 had a stock price of $13.51. If you invested back then, your return now would be a profit of $83.93 per share or 621.24%.
Why this answer
We combine price momentum, volatility, and trend signals to simplify the decision to one word.
Signal engine scans price, trend, and momentum indicators.
Targets and sentiment are checked against the live quote.
We keep the output simple: buy, sell, or hold.
Analyst consensus
How Wall Street targets compare to today's price.