Single answer

Is Avidbank Holdings Inc (AVBH) a buy or sell?

4starter turns market data into one clear verdict you can act on.

Hold
$26.56
-0.330 (-1.23%)
Quote updated: 2025-12-31 21:00 UTC
Trend today
-1.23%
Down today
Volume vs avg
4.69%
1.05x over average
Target gap
17.66%
above current price
Signal updated
Not available
Exchange
NASDAQ
Sector
Financial Services
Industry
Banks Regional
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Decision snapshot

Everything you need to act fast, in one glance.

4starter signal
Hold
Not available

Powered by momentum, volatility, and trend inputs.

Analyst target gap
17.66%
$4.69 above current price

Consensus target $31.25.

Volume vs average
4.69%
over average

41,787 vs 39,914 average (1.05x normal).

What is the conclusion?

Right now our advanced algorithms say:

YES

Do analysts agree?

We compare consensus targets with today's price.

YES

Consensus target for Avidbank Holdings Inc is $31.25, which is $4.69 (17.66%) above the current price today's price.

Low target: $31.00 | High target: $31.50

Latest analyst updates

Recent rating and price target changes for this stock.

Company snapshot

A quick overview of the business and its public profile.

Avidbank Holdings Inc operates as a bank holding company for Avidbank that provides financial products and services to small and middlemarket businesses professionals and individuals in the Santa Clara San Mateo and San Francisco counties It offers business and personal deposit products such as checking money market and savings accounts and certificates of deposit The company also provides personal lending products include secured and unsecured lines of credit home equity lines of credit remodel and new home construction loans and term loans corporate banking comprises working capital lines of credit equipment loans acquisition financing shareholder buyouts ESOP loans and owneroccupied real estate loans and commercial real estate lending such as permanent loans and bridge financing products In addition it offers construction lending products including land acquisition loans predevelopment loans construction spec SFD owneroccupied SFD condominiums subdivision unsecured business lines real estate bridge loans and RLOC real estate secured loans Further the company provides various financing solutions such as structured finance venture lending assetbased lending and sponsor finance Additionally it offers various services such as automated clearing house payments and collections bill pay wire transfer lockbox merchant remote deposit capture ATMdebit cards credit cards business courier cash management and notary services Furthermore the company offers online and mobile banking services Avidbank Holdings Inc was founded in 2003 and is headquartered in San Jose California

Website: https://www.avidbank.com

Rates and inflation backdrop

US inflation for September 2025 was 0.31%. Over the last 12 months, inflation is 3.02%. The 10-year yield is 4.14 and is down -0.0800 over the last 30 days.

Inflation sensitivity

Debt ratio: 0.00. Cash flow to debt ratio: 0.00. Net profit margin: 18.20%. Inflation risk score: low (0.40/1).

Dividend history check

We cannot find any recorded dividends paid in our systems.

Trading liquidity

Yes, the average daily trading liquidity for Avidbank Holdings Inc is $1.1M. You should therefore be able to get in and out of your positions relatively fast.

10-year return check

We cannot find data for Avidbank Holdings Inc 10 years ago, but if you had invested on 2025-08-05 when the price was $21.70, you would have made a profit of $4.86 per share or 22.40%.

Why this answer

We combine price momentum, volatility, and trend signals to simplify the decision to one word.

1

Signal engine scans price, trend, and momentum indicators.

2

Targets and sentiment are checked against the live quote.

3

We keep the output simple: buy, sell, or hold.

Analyst consensus

How Wall Street targets compare to today's price.

$31.25
$4.69 (17.66%) above the current price
Range: $31.00 - $31.50

FAQ

Today's 4starter signal is Hold. That means the signal is mixed right now.

Quotes and targets refresh throughout the trading day, with the latest timestamp shown on the page.

It blends momentum, trend, and volatility indicators into a single decision-oriented verdict.