Single answer
Is Ames National Corporation (ATLO) a buy or sell?
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Decision snapshot
Everything you need to act fast, in one glance.
What is the conclusion?
Right now our advanced algorithms say:
Do analysts agree?
We compare consensus targets with today's price.
No analyst target data available for this ticker.
Company snapshot
A quick overview of the business and its public profile.
Ames National Corporation operates as a multibank holding company that provides banking products and services primarily in Boone Clarke Hancock Marshall Polk Story and Union counties in central northcentral and southcentral Iowa The company accepts a range of deposits including checking and savings accounts and time deposits such as money market accounts and certificates of deposit It also provides loans such as shortterm and mediumterm commercial and agricultural real estate residential real estate loans equipment vehicle and home improvement loans personal loans and lines of credit agricultural and business operating loans and lines of credit and originates mortgage loans for sale into the secondary market In addition the company offers cash management merchant credit card processing safe deposit box wire transfer direct deposit of payroll and social security check and automatedvideo teller machine access services and automatic drafts for various accounts as well as wealth management services Further it provides farm management investment and custodial services for individuals businesses and nonprofit organizations and online mobile and private banking services Ames National Corporation was founded in 1903 and is based in Ames Iowa
Website: https://www.amesnational.com
Rates and inflation backdrop
US inflation for January 2026 was 0.17%. Over the last 12 months, inflation is 2.83%. The 10-year yield is 4.04 and is down -0.110 over the last 30 days.
Inflation sensitivity
Debt ratio: 0.03. Cash flow to debt ratio: 0.33. Net profit margin: 19.36%. Inflation risk score: low (0.25/1).
Dividend history check
Yes, Ames National Corporation pays dividends. Last payment was 2025-12-15 for holders on 2025-12-01. Over 108 payments between 2000 and 2025, total $29.11 with an average of $0.270 per share. Last dividend was $0.200.
Trading liquidity
No, the average daily trading liquidity for Ames National Corporation is $640,418. Trading in stocks with this little trading liquidity is very dangerous, and you can get into a situation where it will be hard to trade your stocks. In addition, these types of stocks usually have very high volatility.
10-year return check
On Ames National Corporation, 2016-02-26 had a stock price of $23.65. If you invested back then, your return now would be a profit of $4.11 per share or 17.38%.
Why this answer
We combine price momentum, volatility, and trend signals to simplify the decision to one word.
Signal engine scans price, trend, and momentum indicators.
Targets and sentiment are checked against the live quote.
We keep the output simple: buy, sell, or hold.
Analyst consensus
How Wall Street targets compare to today's price.
No analyst target data available for this ticker.