Single answer
Is Atlanticus Holdings Corporation (ATLCZ) a buy or sell?
4starter turns market data into one clear verdict you can act on.
Create a free account to save tickers and track your signals.
Log in to turn on watchlist alerts.
Decision snapshot
Everything you need to act fast, in one glance.
What is the conclusion?
Right now our advanced algorithms say:
Do analysts agree?
We compare consensus targets with today's price.
No analyst target data available for this ticker.
Company snapshot
A quick overview of the business and its public profile.
Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States It operates in two segments Credit as a Service and Auto Finance The Credit as a Service segment originates a range of consumer loan products such as private label and general purpose credit cards originated by lenders through various channels including retail and healthcare direct mail solicitation digital marketing and partnerships with third parties and offers credit to their customers for the purchase of various goods and services including consumer electronics furniture elective medical procedures healthcare educational services and homeimprovements by partnering with retailers and service providers In addition it offers loan servicing such as risk management and customer service outsourcing for third parties and engages in testing and investment activities in consumer finance technology platforms The Auto Finance segment purchases andor services loans secured by automobiles from or for a prequalified network of independent automotive dealers and automotive finance companies in the buyhere payhere and used car business This segment also provides floor plan financing and installment lending products Further the company invests in and services portfolios of credit card receivables Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta Georgia
Website: https://www.atlanticus.com
Rates and inflation backdrop
US inflation for January 2026 was 0.17%. Over the last 12 months, inflation is 2.83%. The 10-year yield is 4.04 and is down -0.110 over the last 30 days.
Inflation sensitivity
Debt ratio: 0.86. Cash flow to debt ratio: 0.08. Net profit margin: 20.06%. Inflation risk score: medium (0.60/1).
Dividend history check
Yes, Atlanticus Holdings Corporation pays dividends. Last payment was 2026-01-15 for holders on 2025-12-31. Over 8 payments between 2024 and 2025, total $4.54 with an average of $0.567 per share. Last dividend was $0.578.
Trading liquidity
No, the average daily trading liquidity for Atlanticus Holdings Corporation is $476,132. Trading in stocks with this little trading liquidity is very dangerous, and you can get into a situation where it will be hard to trade your stocks. In addition, these types of stocks usually have very high volatility.
10-year return check
We cannot find data for Atlanticus Holdings Corporation 10 years ago, but if you had invested on 2024-01-30 when the price was $0.0000, you would have made a profit of $25.62 per share or 256,199,900.00%.
Why this answer
We combine price momentum, volatility, and trend signals to simplify the decision to one word.
Signal engine scans price, trend, and momentum indicators.
Targets and sentiment are checked against the live quote.
We keep the output simple: buy, sell, or hold.
Analyst consensus
How Wall Street targets compare to today's price.
No analyst target data available for this ticker.