Single answer
Is Aflac Incorporated (AFL) a buy or sell?
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Decision snapshot
Everything you need to act fast, in one glance.
What is the conclusion?
Right now our advanced algorithms say:
Do analysts agree?
We compare consensus targets with today's price.
Consensus target for Aflac Incorporated is $113.83, which is $2.42 (2.08%) below the current price today's price.
Low target: $101.00 | High target: $125.00
Latest analyst updates
Recent rating and price target changes for this stock.
Company snapshot
A quick overview of the business and its public profile.
Aflac Incorporated through its subsidiaries provides supplemental health and life insurance products It operates through two segments Aflac Japan and Aflac US The Aflac Japan segment offers cancer medical nursing care income support GIFT and whole and term life insurance products as well as WAYS and child endowment plans under saving type insurance products in Japan The Aflac US segment provides cancer accident shortterm disability critical illness hospital indemnity dental vision longterm care and disability and term and whole life insurance products in the United States It sells its products through sales associates brokers independent corporate agencies individual agencies and affiliated corporate agencies The company was founded in 1955 and is based in Columbus Georgia
Website: https://www.aflac.com
Rates and inflation backdrop
US inflation for December 2025 was 0.31%. Over the last 12 months, inflation is 3.03%. The 10-year yield is 4.22 and is up 0.170 over the last 30 days.
Inflation sensitivity
Debt ratio: 0.07. Cash flow to debt ratio: 0.29. Net profit margin: 23.21%. Inflation risk score: low (0.15/1).
Dividend history check
Yes, Aflac Incorporated pays dividends. Last payment was 2026-03-02 for holders on 2026-02-18. Over 167 payments between 1984 and 2026, total $36.03 with an average of $0.216 per share. Last dividend was $0.610.
Trading liquidity
Yes, the average daily trading liquidity for Aflac Incorporated is $252.7M. You should therefore be able to get in and out of your positions relatively fast.
10-year return check
On Aflac Incorporated, 2016-02-11 had a stock price of $27.80. If you invested back then, your return now would be a profit of $88.08 per share or 316.83%.
Why this answer
We combine price momentum, volatility, and trend signals to simplify the decision to one word.
Signal engine scans price, trend, and momentum indicators.
Targets and sentiment are checked against the live quote.
We keep the output simple: buy, sell, or hold.
Analyst consensus
How Wall Street targets compare to today's price.