Single answer
Is Affinity Bancshares Inc (AFBI) a buy or sell?
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What is the conclusion?
Right now our advanced algorithms say:
Do analysts agree?
We compare consensus targets with today's price.
No analyst target data available for this ticker.
Company snapshot
A quick overview of the business and its public profile.
Affinity Bancshares Inc operates as the holding company for Affinity Bank that provides various banking products and services The company accepts various deposit accounts including savings accounts checking accounts certificates of deposit and individual retirement accounts It also offers commercial and industrial commercial real estate one to fourfamily residential real estate construction and land and consumer loans In addition the company invests in US treasury securities securities issued by the US government and its agencies or government sponsored enterprises including mortgagebacked securities and collateralized mortgage obligations corporate and municipal bonds certificates of deposit in other financial institutions and federal and money market funds It operates a main and a branch office in Covington Georgia a branch office in Atlanta Georgia and a commercial loan production office in Alpharetta Georgia out of an office in Monroe Georgia The company was founded in 1928 and is headquartered in Covington Georgia
Website: https://myaffinitybank.com
Rates and inflation backdrop
US inflation for September 2025 was 0.31%. Over the last 12 months, inflation is 3.02%. The 10-year yield is 4.12 and is down -0.1000 over the last 30 days.
Inflation sensitivity
Debt ratio: 0.00. Cash flow to debt ratio: 0.00. Net profit margin: 15.02%. Inflation risk score: low (0.40/1).
Dividend history check
Yes, Affinity Bancshares Inc pays dividends. Last payment was 2025-03-27 for holders on 2025-03-13. Over 1 payments between 2025 and 2025, total $1.500 with an average of $1.500 per share. Last dividend was $1.500.
Trading liquidity
No, the average daily trading liquidity for Affinity Bancshares Inc is $110,842. Trading in stocks with this little trading liquidity is very dangerous, and you can get into a situation where it will be hard to trade your stocks. In addition, these types of stocks usually have very high volatility.
10-year return check
We cannot find data for Affinity Bancshares Inc 10 years ago, but if you had invested on 2017-04-28 when the price was $13.29, you would have made a profit of $7.18 per share or 54.03%.
Why this answer
We combine price momentum, volatility, and trend signals to simplify the decision to one word.
Signal engine scans price, trend, and momentum indicators.
Targets and sentiment are checked against the live quote.
We keep the output simple: buy, sell, or hold.
Analyst consensus
How Wall Street targets compare to today's price.
No analyst target data available for this ticker.