Single answer
Is ACNB Corporation (ACNB) a buy or sell?
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Decision snapshot
Everything you need to act fast, in one glance.
What is the conclusion?
Right now our advanced algorithms say:
Do analysts agree?
We compare consensus targets with today's price.
Consensus target for ACNB Corporation is $52.00, which is $0.830 (1.62%) above the current price today's price.
Low target: $52.00 | High target: $52.00
Latest analyst updates
Recent rating and price target changes for this stock.
Company snapshot
A quick overview of the business and its public profile.
ACNB Corporation a financial holding company provides banking insurance and financial services to individual business and government customers in the United States The company offers checking savings and money market deposit accounts as well as time deposits and debit cards It also provides commercial lending products such as commercial mortgages real estate development and construction loans accounts receivable and inventory financing and agricultural and governmental loans consumer lending products including home equity loans and lines of credit automobile and recreational vehicle loans manufactured housing loans and personal lines of credit and mortgage lending programs include personal residential mortgages and residential construction and investment mortgage loans In addition the company provides other services that are related to testamentary trusts life insurance trusts charitable remainder trusts guardianships powers of attorney custodial accounts and investment management and advisory accounts and retail brokerage services Further it acts as a trustee to invest in protect manage and distribute financial assets Additionally the company offers property and casualty health life and disability insurance products to commercial and individual clients and online telephone and mobile banking as well as automated teller machine services As of December 31 2021 it operated through a network of 19 community banking offices located in Pennsylvania including 12 offices in Adams county five offices in York county one office in Cumberland County and one office in Franklin County five community banking offices located in Frederick County six community banking offices located in Carroll county Maryland and loan offices located in Lancaster and York Pennsylvania and Hunt Valley Maryland The company was founded in 1857 and is headquartered in Gettysburg Pennsylvania
Website: https://www.acnb.com
Rates and inflation backdrop
US inflation for January 2026 was 0.17%. Over the last 12 months, inflation is 2.83%. The 10-year yield is 4.04 and is down -0.110 over the last 30 days.
Inflation sensitivity
Debt ratio: 0.10. Cash flow to debt ratio: 0.14. Net profit margin: 19.43%. Inflation risk score: low (0.40/1).
Dividend history check
Yes, ACNB Corporation pays dividends. Last payment was 2025-12-15 for holders on 2025-12-01. Over 129 payments between 1994 and 2025, total $28.13 with an average of $0.218 per share. Last dividend was $0.380.
Trading liquidity
Yes, the average daily trading liquidity for ACNB Corporation is $1.3M. You should therefore be able to get in and out of your positions relatively fast.
10-year return check
On ACNB Corporation, 2016-02-26 had a stock price of $22.32. If you invested back then, your return now would be a profit of $28.85 per share or 129.26%.
Why this answer
We combine price momentum, volatility, and trend signals to simplify the decision to one word.
Signal engine scans price, trend, and momentum indicators.
Targets and sentiment are checked against the live quote.
We keep the output simple: buy, sell, or hold.
Analyst consensus
How Wall Street targets compare to today's price.