Single answer
Is Ameris Bancorp (ABCB) a buy or sell?
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Decision snapshot
Everything you need to act fast, in one glance.
What is the conclusion?
Right now our advanced algorithms say:
$1 invested is now $1.07 or 7.28%
(In 18 weeks 1 day 7 hours 27 minutes and 27 seconds .)
Do analysts agree?
We compare consensus targets with today's price.
Consensus target for Ameris Bancorp is $87.75, which is $11.12 (14.51%) above the current price today's price.
Low target: $84.00 | High target: $94.00
Latest analyst updates
Recent rating and price target changes for this stock.
Company snapshot
A quick overview of the business and its public profile.
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia Alabama Florida North Carolina and South Carolina The company operates through five segments Banking Division Retail Mortgage Division Warehouse Lending Division SBA Division and Premium Finance Division It offers commercial and retail checking regular interestbearing savings money market individual retirement and certificates of deposit accounts The company also provides commercial real estate residential real estate mortgage agricultural and commercial and industrial loans consumer loans including motor vehicle home improvement and home equity loans as well as loans secured by savings accounts and small unsecured personal credit lines In addition it originates administers and services commercial insurance premium loans and small business administration loans The company operates 165 full service domestic banking offices and 35 mortgage and loan production offices Ameris Bancorp was founded in 1971 and is headquartered in Atlanta Georgia
Website: https://www.amerisbank.com
Rates and inflation backdrop
US inflation for January 2026 was 0.17%. Over the last 12 months, inflation is 2.83%. The 10-year yield is 4.15 and is up 0.0100 over the last 30 days.
Inflation sensitivity
Debt ratio: 0.03. Cash flow to debt ratio: 0.53. Net profit margin: 25.14%. Inflation risk score: low (0.00/1).
Dividend history check
Yes, Ameris Bancorp pays dividends. Last payment was 2026-01-05 for holders on 2025-12-31. Over 108 payments between 1994 and 2025, total $12.72 with an average of $0.118 per share. Last dividend was $0.200.
Trading liquidity
Yes, the average daily trading liquidity for Ameris Bancorp is $37.6M. You should therefore be able to get in and out of your positions relatively fast.
10-year return check
On Ameris Bancorp, 2016-03-10 had a stock price of $27.94. If you invested back then, your return now would be a profit of $48.46 per share or 173.44%.
Why this answer
We combine price momentum, volatility, and trend signals to simplify the decision to one word.
Signal engine scans price, trend, and momentum indicators.
Targets and sentiment are checked against the live quote.
We keep the output simple: buy, sell, or hold.
Analyst consensus
How Wall Street targets compare to today's price.